Services
Estates & Trusts
Our estate planning practice ranges from routine asset allocation to complex succession planning. While some clients wish to strictly minimize certain tax implications, others have unique business or family goals which may affect the estate planning process. We work closely with our clients to understand their individual needs and to develop an estate plan to meet their goals.
Services provided by our firm include:
- Wills and Trust Agreements
- Estate and Gift Tax Planning
- Estate Administration
- Trust Administration
- Health Care Directives
- Charitable Gift Planning
- Guardianships
- Powers of Attorney
Corporate/Business Law
Throughout our firm’s history, we have provided reliable general representation to local, regional and national businesses. We advise our business clients on issues ranging from entity formation to business succession planning. Whether your business is wrestling with a contract issue, an employment issue, a leasing issue or a financing issue, our attorneys have the experience to help your company properly function and grow.
Services provided by our firm include:
- Business Formation (Incorporation, Limited Liability Companies, Partnerships)
- Buy-Sell Agreements
- Non-Compete and Non-Disclosure Agreements
- Contract Drafting and Negotiation
- Commercial Lease Drafting and Negotiation
- Loan Document Review and Negotiation
- Employment Agreement Review
- Collection Litigation
Real Estate Law
HJ&S has a diverse and comprehensive real estate practice. Our clients include businesses that operate extensively in the real estate industry, businesses faced with a real estate issue arising from their day-to-day operations and individual clients in need of assistance with a specific real estate matter. We represent developers, builders, national banks, savings banks, mortgage bankers and other financial institutions, title insurance companies, government agencies, landlords and tenants.
Through our affiliate, Fenton Title Company, HJ&S provides settlement services for residential and commercial purchases on new construction and resales, as well as refinance, home equity and related financing. We also provide services to developers in the preparation of covenants and bylaws and to homeowners and associations that may need representation in the court system or before the Montgomery County Commission on Common Ownership Communities.
Services provided by our firm include:
- Residential and Commercial Closings
- Title Examination and Opinions
- Title Insurance Issuance
- Lease Drafting, Review and Negotiation
- Foreclosure Representation
- Creditor’s Rights/Bankruptcy
- Representation in Real Property Litigation
- Contract Drafting, Review and Negotiation
- Loan Document Drafting, Review and Negotiation
- Representation in Homeowners Association Matters
Banking & Transactional
HJ&S continues to build on its long history involving the representation of local, regional and national banks, savings banks, commercial mortgage brokers, loan servicing companies, insurance companies, government agencies and other financial institutions. Through the years, several members of our firm have served as general counsel and/or directors of various banking and insurance institutions.
Our practice has a high concentration in matters involving all aspects of loan origination and closing, including the preparation of loan commitment letters, preparation of loan and security documents, title review, survey examination, underwriting compliance, settlements and settlement coordination. We have assisted lenders, in conjunction with local legal counsel, in over 30 states and the District of Columbia.
The firm also represents lenders in the work-out of nonperforming loans and in foreclosure of such loans in Maryland, Virginia and the District of Columbia.
Services provided by our firm include:
- Drafting and Negotiating Commercial Loan Transaction Documents
- Closing Commercial Loan Transactions
- Underwriting Compliance Advice
- Loan Workout and Foreclosure Representation
- Creditor’s Rights/Bankruptcy Representation
- Contract Review
- Deposit Account and Regulatory Review
- Representation in Commercial Litigation
- Representation in Collection Matters